Recent news has all seemed to be bad with the stock market falling and more banks facing more difficulties over the "credit crunch" (which to you and me means bad lending decisions by the banks).
And then we look at energy prices and find that petrol is going up yet again and all our fuel bills are going to rise.
So what can we do?
How about looking for some advice on saving money on energy bills? Oh know, the Government has decided to close down energy watch so we will have to find advice from someone else!
So what is to be done? The answer is almost certainly as simple and difficult to implement as applying common sense.
Simple questions like "do I really need that?" "Could I buy a cheaper brand?" are going to be the sensible questions to ask.
For longer term decision making businesses have more of a problem - whether to keep staff ready for the upturn or whether the upturn is so far away that they will not be able to afford staff in the meantime.
You should also make sure you are claiming the reliefs that are available - for example making sure you make the most of tax allowances and claim tax credits, particularly if your income is likely to fall (perhaps because of the tax allowances you are claiming).
And if the worst comes to the worst, you could always ask your accountant.
This accountant would however like to advertise an associated business which may help you save money on your utility bills. So do have a look at the utility warehouse and if you click through from this link you will be supported by agents in your local area.
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